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Finance and Lending

The Finance and Lending practice provides sophisticated legal counsel to lenders, borrowers, private equity sponsors, and financial institutions across a wide range of secured and unsecured financing transactions. Attorneys in this practice structure, negotiate, and document complex credit arrangements that support acquisitions, working capital, capital expenditures, real estate development, and restructuring initiatives.

This practice is known for balancing commercial objectives with regulatory compliance, risk mitigation, and enforceability, delivering practical solutions across industries and capital markets.

Core services include:

  • Commercial Lending
    • Representation of banks, credit unions, private lenders, and borrowers in structuring and negotiating term loans, revolving credit facilities, syndicated loans, asset-based loans (ABL), and equipment financing.
  • Acquisition and Leveraged Finance
    • Legal support for acquisition financings, including leveraged buyouts (LBOs), recapitalizations, and sponsor-backed transactions. Advising on senior, mezzanine, and subordinated debt structures.
  • Real Estate Finance
    • Structuring and documenting mortgage loans, construction loans, bridge financing, and permanent financing for commercial and mixed-use properties. Addressing lien priorities, intercreditor issues, and title matters.
  • Secured Transactions and Collateral
    • Drafting security agreements and advising on collateralization strategies involving inventory, receivables, IP, equity interests, and other assets. Ensuring proper UCC Article 9 compliance and lien perfection.
  • Regulatory and Compliance Counsel
    • Advising on state and federal lending regulations, including TILA, RESPA, ECOA, usury laws, and licensing requirements for lenders and brokers. Providing support on Dodd-Frank and CFPB compliance where applicable.
  • Workouts and Restructurings
    • Representing creditors and borrowers in loan modifications, forbearance agreements, pre-bankruptcy planning, and debt restructuring transactions.
  • Intercreditor and Subordination Arrangements
    • Negotiating complex intercreditor agreements, subordination terms, and priority structures in multi-lender or tiered financing transactions.

The following individuals practice in this area:

Jason Henderson Alexandra Ong James Waite Conn Flanigan
Jason Henderson

Jason Henderson

Senior Attorney; Sports & Entertainment & Streaming Media

Jason Henderson, Esq., is a corporate and transactional attorney with over twenty years of experience handling complex transactions in media and IP licensing and distribution as well as product counsel and service agreements for Fortune 500 companies. A Certified Information Privacy Professional (CIPP/US), Mr. Henderson is recognized for his expertise in technology and media personalization, and is listed as the inventor on several patents in streaming technology and real-time AI. Mr. Henderson earned his BA in History from the University of Dallas and his Juris Doctor from the Catholic University of America, Columbus School of Law. He currently serves as a commissioner with the Littleton Historical Preservation Commission. Beyond his legal practice, Mr. Henderson is the co-founder of Castle Bridge Media, publisher of the popular Castle of Horror Anthology series, has written for Electronic Arts and Marvel Comics, and has had multiple books optioned for film. Mr. Henderson’s practice focuses on the following: He can be reached via telephone at (866) 582-2586 and via email at jdh@jwlinternational.com.
Alexandra Ong

Alexandra Ong

Associate Attorney

Ms. Ong is a graduate of the University of Denver Sturm College of Law. A native of Fort Worth, Texas, she earned her Bachelor of Business Administration in Management and a Certificate in International Business Studies from Texas A&M University, graduating magna cum laude. Since joining JWL International in 2023, Ms. Ong has worked on a broad range of complex domestic and international business matters. She brings experience in manufacturer–dealer representation, business transactions, international legal research, regulatory analysis, and dispute resolution. Her work reflects a strong commitment to delivering thoughtful, business-oriented legal solutions. Ms. Ong’s practice focuses on the following: She can be reached via telephone at (866) 582-2586 and via email at alo@jwlinternational.com.
James Waite

James Waite

Founder

James R. Waite, Esq. is a seasoned corporate and transactional attorney with over three decades of experience in the acquisition, sale, and leasing of businesses, equipment, and real estate. Throughout his career, Mr. Waite has held executive leadership roles—including General Counsel, Chief Executive Officer, Chief Financial Officer, and Chief Operating Officer—across a diverse range of industries, from aviation to equipment leasing. He is the author of the American Rental Association’s definitive guide on rental contracts and has contributed extensively to national and international publications such as Equipment World, RER Magazine, International Rental News, Rental Magazine, ForConstructionPros, and the Atlanta Journal-Constitution. Mr. Waite is also a frequent speaker at industry association conferences, where he shares insights on legal and operational best practices. A veteran of the United States Air Force, Mr. Waite holds a Bachelor of Business Administration in Finance from the University of Texas at San Antonio, a Juris Doctor from St. Mary’s University School of Law, and a Master of Business Administration from Northwestern University. Mr. Waite’s practice focuses on the following: He can be reached via telephone at (866) 582-2586 and via email at jrw@jwlinternational.com.
Conn Flanigan

Conn Flanigan

Senior Attorney

Conn Flanigan is a seasoned corporate and securities attorney with more than 20 years of experience advising private equity groups, real estate investment companies, and entrepreneurs on complex transactions, capital markets, and corporate governance matters. With deep expertise spanning securities offerings, real estate acquisitions, fund formation, and financing, Mr. Flanigan brings a practical, business-minded approach to legal strategy that supports growth, compliance, and long-term value creation.

Throughout his career, Mr. Flanigan has served in senior in-house roles, including General Counsel to multiple real estate investment trusts (REITs). From 2013 to 2017, he served as Secretary and General Counsel for Global Medical REIT, Inc. (NYSE:GMRE) advising the REIT from its startup, through 18 acquisitions of healthcare facilities worth more than $250 million, and through its IPO on the NYSE in 2016.

More recently, Mr. Flanigan has been advising startups and middle market companies in a wide range of industries. Mr. Flanigan has extensive experience structuring and advising on Reg A, Reg D, Reg CF, and Reg S offerings, private equity investments, joint ventures, and debt facilities. His work routinely involves drafting and negotiating corporate, securities, and commercial agreements while coordinating due diligence.

Known for being a clear communicator and effective problem solver, Mr. Flanigan partners closely with management teams to align legal strategy with business objectives. He is committed to continuous service, operational efficiency, and delivering practical legal solutions that drive successful outcomes.

Areas of Expertise:

Mr. Flanigan’s practice covers Corporate Law and Entity Formation, including governance, structure, corporations, LLCs, joint ventures, funds, and limited partnerships. He advises on securities matters including debt and equity offerings, Reg D 506(b) and 506(c) private offerings, Venture Capital, Reg A, Reg CF, and Reg S offerings, 1934 Act Public Company Reporting, and SEC and NYSE Regulatory Compliance. His transactional work also encompasses Real Estate, Acquisitions, Financing including Lines of Credit, Leasing, and REITs and Delaware Statutory Trusts.

He can be reached via telephone at (866) 582-2586 or via email at crf@jwlinternational.com.

Meet With Us…

We negotiate, document, and provide follow-on legal services for equipment manufacturers, distributors, dealers, and lessors worldwide.

Over many years, our attorneys have successfully negotiated, documented, and closed a vast array of business transactions, including manufacturer-dealer relationships as well as business purchases, sales, leases, and financing transactions throughout North America and in over 20 countries.

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